Whether you’re a buyer or seller, knowing what type of market you’re currently in will make a big difference in your approach.
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Your credit score is a critical component of your financial health, so you want to make sure it’s as high as it can be. If it’s in bad shape, you’ll find it difficult to get approved for a mortgage, auto loan, and other loans on credit.
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Experts in the real estate field anticipate a healthy year ahead for the housing market. Demand is expected to be strong, new home builders are more optimistic, and a slight alleviation in the inventory shortage is anticipated. Here are some predictions for the US housing market as we head into 2018.
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You don’t have to toss out your dreams of buying a home and getting a mortgage just because you work for yourself. If you are confident that you can handle a mortgage, there are several things you can do to increase the chances of getting approved for a home loan.
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If you’re planning to buy a home in the near future, you’ll need some form of down payment to secure a mortgage. One resource you may want to consider is your 401(K) to access the money needed to use for a down payment.
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