Borrowers have plenty of options when it comes to the type of mortgage they can take out to finance a home purchase.
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In a way, it’s a competition: you and your neighbors are essentially competing for the same buyers. It’s anyone’s game, but there are things you can do to gain an edge over the other listings in your neighborhood.
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Buying a home is undoubtedly a massive purchase that requires a substantial amount of money up front in the form of a down payment. But it can be tough to come up with a lump sum of money. As such, many homebuyers choose to buy homes with minimum down payment amounts, such as 5% down, 3.5% down, and even 0% down in some cases.
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Here are the stats for the California housing market in December 2017 as gathered by the California Association of Realtors (CAR).
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There are obvious perks to buying a brand new home; namely, new materials, the ability to customize to your liking, and the potential to buy at pre-construction prices. But as convenient as new home construction may be, there are certain things that buyers should be wary of when buying a new home from a builder.
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